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1. Guaranteed Pricing! 2. NO Retail Rates | We are a Wholesale Broker 3. NO Junk Fees | No Application Fees | No Games 4. NO Multi Phone Calls From Competing Loan Officers 5. NO Selling of Your Personal Information 6. Yahoo! Secure Online Application 7. Certified Open Book Advisor™
WARNING! Do Not Hire a Mortgage Broker Until You Read This Report!
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7 Reasons to Call Us First
Focus on Home Loan Solutions A division of Aim With Focus, Inc
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Thanks for explaining my refinance and getting me a new home loan. Now I know what junk fees I've been stuck with in the past. Your secure online application was simple and easy for me. As a truck driver I don't have time to sit on a phone. I really appreciated the straight talk from you and for getting me the money I needed in time. Tim Miller, CA
Today's Lender's Require Patience
"Hurry up and wait" seems to be the mortgage mantra these days. The markets have seen drastic turns from one extreme to another. But here's some tips to help you keep your sanity and hopefully preserve what's left of mine.
1) Purchase on a 45 -60 day escrow That may seem a bit much for some but underwriters are overwhelmed with immediate demands by an influx of borrowers. Many lenders are working with skeleton crews after major layoffs. Lenders are behind and there is nothing we can do to speed up their process. It's best for everyone to assume we need a longer escrow period and be thrilled if we can close earlier.
We Can Help But You Have To Call!
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No Junk Fees or Games...
You'll pay more than you should if you miss this report!
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Office Hours | Monday ~ Friday 9:00 to 8:00 PST Sat ~ Sun 10:00 to 6:00 | Email 24/7
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2) Refinancing Again patience is required here. Some banks are so overwhelmed with new regulations and working with less people, that some have shut down their refinance division all together, choosing to only concentrate on purchases.
It's a great time to buy but it is requiring and testing all of our patience right now. Please understand that when we submit your loan, we work quickly on our end to expedite the process. Once the lender has your file, we do all we can on our end to keep your file in top priority position. We want all of our borrowers to understand that in this financial climate, a little time and patience will go a long way. Thank you for understanding. Brian Barnes, Mortgage Broker
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